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100% Pass 2025 High-quality Massachusetts-Real-Estate-Salesperson: New Massachusetts Real Estate Salesperson Exam Test Guide

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Real Estate Massachusetts Real Estate Salesperson Exam Sample Questions (Q118-Q123):

NEW QUESTION # 118
A prospective tenant wishes to rent an apartment and is told by the owner that the owner does not want to rent to anyone with children because of the lead paint. The prospective tenant, who has children ages four, six, and nine years old, is not concerned about lead paint and wants to rent the apartment for six months. The owner agrees to lease them the unit. Concerning the lead paint, the owner must

A. De-lead or make lead-safe whether the tenant requires it or not.
B. Write into the lease that the tenant has agreed that de-leading is not necessary.
C. Wait to de-lead until the owner has sufficient funds.
D. Not de-lead because this is only a six-month lease.

Answer: A

Explanation:
Under the Massachusetts Lead Law (M.G.L. c. 111, 189A-199B), the presence of lead paint in any residential property built before 1978 where children under six will be residing requires that the property be either deleaded or brought into interim control (made lead-safe). The law does not exempt short-term leases, and the landlord must comply regardless of the lease term (even for a six-month rental).
Since the tenant has children ages four, six, and nine, the landlord must take appropriate action to either de- lead or make the property lead-safe. The tenant's lack of concern does not exempt the owner from the obligation to comply with the law.
Reference: M.G.L. c. 111, 189A-199B; Massachusetts Lead Poisoning Prevention and Control Law.

NEW QUESTION # 119
Multi-ethnic families were beginning to move into a neighborhood that had previously been all one ethnicity.
A local broker passed out flyers to homeowners that said, "Sell now before it's too late! We have beautiful new homes with attractive financing and good schools." These flyers would likely be viewed by the courts as

A. steering.
B. redlining.
C. blockbusting.
D. good marketing.

Answer: C

Explanation:
Comprehensive and Detailed Explanation (150-250 words):
Blockbusting is the illegal practice of inducing homeowners to sell by suggesting that the entry of minority or ethnic families into the neighborhood will negatively affect property values. The flyer in this scenario explicitly encourages homeowners to sell "before it's too late," a textbook example of blockbusting under the Fair Housing Act of 1968.
A (good marketing) is wrong because the intent is discriminatory.
C (redlining) refers to lenders refusing to provide loans in certain areas, not brokers pressuring owners.
D (steering) involves directing buyers toward or away from certain neighborhoods.
Thus, the courts would identify this as blockbusting.
Reference: Fair Housing Act, 42 U.S.C.3604(e); Massachusetts Real Estate Salesperson Candidate Handbook - Fair Housing.

NEW QUESTION # 120
A building was purchased for $350,000 with a 20% down payment. If the lender charged the buyer three discount points, how much will the buyer need to close?

A. $78,400
B. $360,500
C. $61,600
D. $80,500

Answer: D

NEW QUESTION # 121
A licensee must provide disclosure of licensed status when acting as a principal if

A. the licensee does not have errors and omission insurance.
B. any relative of the licensee has ever lived in the residence.
C. the licensee has any economic interest in the property.
D. the agent of the other party asks about this specifically.

Answer: C

Explanation:
Under Massachusetts license law (254 CMR 3.00), a real estate licensee who acts as a principal in a transaction (buyer, seller, lessor, or lessee) must disclose in writing that they are a licensed broker or salesperson if they hold any direct or indirect ownership or economic interest in the property.
This rule is intended to protect the public from potential conflicts of interest and ensure transparency. The disclosure must be made in writing before entering into any binding contract.
Simply being asked (A) is not enough; disclosure is mandatory regardless.
Insurance coverage (B) is irrelevant.
Family members (D) may trigger disclosure if the licensee has an ownership/economic interest, but not merely because they lived there.
Correct answer: C.
Reference: Massachusetts Real Estate Salesperson Candidate Handbook - License Law & Disclosure; 254 CMR 3.00.

NEW QUESTION # 122
A buyer wants to purchase a home for $275,000 with a 20% down payment. The lender charges 2.25 points.
How much money does the buyer need up front to make the purchase?

A. $61,188
B. $59,950
C. $56,238
D. $55,000

Answer: A

Explanation:

However, since $59,950 is listed as choice D, we must check: The question may include additional closing costs rounding. If the "buyer up front" means down payment plus points and some prorations, the closest correct exam-standard answer is B: $61,188.
But strictly by math, the correct total is $59,950 (D).
(Answer key seems misaligned; official math gives $59,950.)
Reference: Massachusetts Real Estate Salesperson Candidate Handbook - Math/Financing (Down payments, points).

NEW QUESTION # 123
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